Mural Raises $28M to Build Fintech and AI Agent Payment Rails

Mural, a financial infrastructure startup founded by former Palantir engineers, has raised a total of $28 million to expand its platform that enables fintechs and digital platforms to move, store, and grow money on behalf of their customers and the automated agents acting for them.

The New York-based company positions itself as a compliant system of record for businesses operating at the intersection of financial services and artificial intelligence. Clients including payroll and HR platform Deel and browser developer Opera have built products on top of Mural's infrastructure, underscoring the company's traction among established technology players.

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Mural's pitch centers on the emerging category of agentic finance — a term describing financial transactions initiated or managed by autonomous AI agents rather than humans directly. As AI-driven automation spreads across enterprise software, the need for payment infrastructure that can accommodate non-human actors while meeting regulatory requirements has grown sharply, creating an opening for purpose-built compliance layers like Mural's.

The fintech infrastructure space has attracted significant venture capital in recent years, with investors betting that the next wave of financial product development will be built on API-driven, compliance-first platforms rather than legacy banking systems. Mural's Palantir pedigree signals a data-engineering orientation that may differentiate its compliance and recordkeeping capabilities from competitors in the crowded banking-as-a-service market.

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